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		<title>Ready Made Side Hustle?</title>
		<link>https://nativesonabudget.com/ready-made-side-hustle/</link>
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		<pubDate>Wed, 01 Nov 2023 03:06:42 +0000</pubDate>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[podcast]]></category>
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		<category><![CDATA[mlm]]></category>
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					<description><![CDATA[Episode 7: Multi-level Marketing, what we really think It starts with a direct message, maybe from someone you know or just a random social media friend. They have an opportunity for you!...]]></description>
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<p class="wp-block-paragraph">Episode 7: Multi-level Marketing, what we really think </p>



<p class="wp-block-paragraph">It starts with a direct message, maybe from someone you know or just a random social media friend. They have an opportunity for you! It’s going to make a lot of money! </p>



<figure class="wp-block-image size-large is-resized"><img decoding="async" width="1024" height="1024" src="https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--1024x1024.png" alt="" class="wp-image-503" style="aspect-ratio:1;width:727px;height:auto" srcset="https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--1024x1024.png 1024w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--300x300.png 300w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--150x150.png 150w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--768x768.png 768w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--1536x1536.png 1536w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--2048x2048.png 2048w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--850x850.png 850w, https://nativesonabudget.com/wp-content/uploads/2023/10/Hey-love--45x45.png 45w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p class="wp-block-paragraph">Your new best friend wants you to join their multi-level marketing (MLM), network marketing, or direct marketing business. Some more well know MLMs include Avon, Mary Kay, Amway and Herbalife. The concept is fairly simple, sell a one of a kind product to people in your circle, and get them to sell to people in their circle. But let’s see what the <a href="https://consumer.ftc.gov/articles/multi-level-marketing-businesses-pyramid-schemes" data-type="link" data-id="https://consumer.ftc.gov/articles/multi-level-marketing-businesses-pyramid-schemes">Federal Trade Commission</a> has to say about MLMs.</p>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="1024" src="https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--1024x1024.png" alt="" class="wp-image-504" srcset="https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--1024x1024.png 1024w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--300x300.png 300w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--150x150.png 150w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--768x768.png 768w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--1536x1536.png 1536w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--2048x2048.png 2048w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--850x850.png 850w, https://nativesonabudget.com/wp-content/uploads/2023/10/ftc--45x45.png 45w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p class="wp-block-paragraph">That’s right, most people don’t make any money from MLMs, and some even take a loss! That’s also what <a href="https://www.aarp.org/aarp-foundation/our-work/income/multilevel-marketing/">AARP</a> Foundation found in their 2018 study of multi-level marketing. </p>



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<p class="wp-block-paragraph">In this episode Shawn and Monica share their thoughts MLMs and the questions <a href="https://www.aarp.org/content/dam/aarp/aarp_foundation/2018/pdf/MultilevelMarketing-ResearchChecklist.pdf" data-type="link" data-id="https://www.aarp.org/content/dam/aarp/aarp_foundation/2018/pdf/MultilevelMarketing-ResearchChecklist.pdf">you should ask yourself </a>before getting into one. </p>



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		<title>Episode 1- We&#8217;re not gonna sugar coat it for you</title>
		<link>https://nativesonabudget.com/episode-1-were-not-gonna-sugar-coat-it-for-you/</link>
					<comments>https://nativesonabudget.com/episode-1-were-not-gonna-sugar-coat-it-for-you/#comments</comments>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 01 Jan 2020 21:27:39 +0000</pubDate>
				<category><![CDATA[Latest]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Native American]]></category>
		<guid isPermaLink="false">http://nativesonabudget.com/?p=322</guid>

					<description><![CDATA[Happy New Year! Welcome to the first episode of Natives on a Budget podcast. Hosted by Shawn Spruce (Laguna Pueblo) and Monica Braine (Assiniboine/Lakota). If you want to make 2020 the year...]]></description>
										<content:encoded><![CDATA[
<p class="wp-block-paragraph">Happy New Year! Welcome to the first episode of Natives on a Budget podcast. Hosted by Shawn Spruce (Laguna Pueblo) and Monica Braine (Assiniboine/Lakota). If you want to make 2020 the year you get your finances in order this podcast is for you. </p>



<p class="wp-block-paragraph">We’re not gonna sugar coat it for you, managing money is not easy. There’s math involved, but also a whole crab bucket full of emotions, history and external forces that come with how we relate to money. And for Native folks, we’ve got the added bonus of land theft, colonization and historical trauma. But don’t let that get you down. We believe that anyone can get control of their money and live their best life. </p>



<p class="wp-block-paragraph">In this episode you’ll hear more about the hosts, what we have planned for the coming year and why you should consider making money management your goal this year. </p>



<p class="wp-block-paragraph">We’ll bring you episodes the first of every month, along with a few extras along the way. Sign up for our newsletter to get the latest updates and money management tips. <script>(function() {
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<p class="wp-block-paragraph">In this episode you’ll hear from Edgar Villanueva (Lumbee) author of Decolonizing Wealth: Indigenous Wisdom to Heal Divides and Restore Balance. Also in the intro, Arlo Iron Cloud (Oglala Lakota) from <a href="http://www.kiliradio.org/">KILI Radio</a>, talks about what he shares with his kids about money. And Andi Murphy (Navajo) overlord at the <a href="https://toastedsisterpodcast.com/">Toasted Sister Podcast</a> confesses her struggle to figure out what to spend money on besides food! Music by <a href="https://www.linkedin.com/in/torin-jacobs-62183712/">Torin Jacobs</a> and Reach The Top by<a href="https://www.silvermansound.com"> Shane Ivers</a> –  Enjoy! </p>



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<p class="wp-block-paragraph">Read a transcript of the episode<a href="https://nativesonabudget.com/episode-1-transcript/"> here</a>. </p>
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